Owner Profile
Term - 3 months. Payments - payments to be made throughout the term of the loan. Position - 1st Position. Exit - Borrower will be looking to refinance out of this loan.
CHOOSE FROM FULLY FUNDED, HIGH-YIELD MORTGAGES
Mortgages
Mortgages Available for Investment
Grade
Rate
Term Left
Property Use
Location
Available
Location
Calgary,
Alberta
Security
first
Property Use
Owner occupied
Weighted LTV
80.00%
Credit Score
832
Morcado ID
857A-3XC6-HMFH
Rate
7.74%
Property Type
Detached
Renewal Date
June 10, 2025
Amount Available
$121,750.59
of $260,000.00
Location
Calgary,
Alberta
Security
second
Property Use
rental
Weighted LTV
47.28%
Credit Score
648
Morcado ID
KZWS-72DK-QRQX
Rate
7.24%
Property Type
Detached
Renewal Date
October 1, 2025
Amount Available
$1,447.34
of $25,000.00
Owner Profile
Term - 6 months. Payments - payments to be made throughout the term of the loan. Position - 2nd Position. Exit - Borrower to sell by the end of the term.
Location
Calgary,
Alberta
Security
first
Property Use
Owner occupied
Weighted LTV
80.00%
Credit Score
761
Morcado ID
TGVG-K5ZK-775E
Rate
7.74%
Property Type
Detached
Renewal Date
July 1, 2025
Amount Available
$116,790.88
of $472,575.10
Owner Profile
Term - 3 months. Payments - payments to be made throughout the term of the loan. Position - 1st Position. Exit - Borrowers to sell by the end of the term
Location
Surrey,
British Columbia
Security
first
Property Use
rental
Weighted LTV
66.86%
Credit Score
794
Morcado ID
MDRB-3CP4-Z459
Rate
7.74%
Property Type
Apartment
Renewal Date
July 11, 2025
Amount Available
$186,779.97
of $448,367.50
Owner Profile
Term - 3 months. Payments - payments to be made throughout the term of the loan. Position - 1st Position. Exit - Borrowers to sell by the end of the term.
Location
Aldergrove,
British Columbia
Security
second
Property Use
Owner occupied
Weighted LTV
33.39%
Credit Score
606
Morcado ID
RRRG-XWXG-436C
Rate
8.24%
Property Type
Row
Renewal Date
July 15, 2025
Amount Available
$3,190.40
of $25,000.00
Owner Profile
Term - 6 Months. Payments - Borrower to pay. Exit Strategy - Borrower plans improve their credit score and refinance at a bank.
Location
Calgary,
Alberta
Security
second
Property Use
Second Home
Weighted LTV
57.52%
Credit Score
760
Morcado ID
5SV2-4DBC-NRBA
Rate
8.24%
Property Type
Apartment
Renewal Date
June 27, 2025
Amount Available
$26,500.00
of $40,000.00
Owner Profile
Term - 3 months. Payments - borrower to make payments. Position - 2nd Position. Exit - Borrower renewed for 3 months to allow time to sell.
Location
Morrinville ,
Alberta
Security
first
Property Use
Owner occupied
Weighted LTV
70.00%
Credit Score
757
Morcado ID
S2Q8-GSMY-U6AV
Rate
6.99%
Property Type
Detached
Renewal Date
January 28, 2026
Amount Available
$264,000.00
of $276,500.00
Owner Profile
Term - 9 months. Payments - prepaid for the term of the loan. Position - 1st Position. Exit - Borrower will be looking to refinance out of this loan.
Please note: The curated Morcado inventory list above changes frequently, and mortgages can sell out quickly. We always have mortgages in the pipeline. Have questions? Contact your Mortgage Investment Advisor today.
Overall Grade
Assigned by Morcado after vetting important factors. A comes with lower risk, C is higher.
Interest Rate
The rate shown is the 'net' rate you get for the duration of the mortgage.
LTV
The loan-to-value ratio of the property. The lower the LTV, the lower the potential risk.
Term Left
The time left before the mortgage contract ends — and when your investment will either be paid out or renewed.
Property Use
Owner-occupied is lower risk; other usually refers to a second or vacation home.
Property Location
The city and neighbourhood help assess the potential desirability of the area for holding value.
Amount Available
The amount reduces as more clients invest in a mortgage. There may be pending requests ahead in the queue.
Security Position
Repayment order of mortgages in a foreclosure. 'Blanket' refers to multiple properties used as collateral.
Credit Score
A lower borrower credit score increases risk but generally comes with a higher return rate.
Owner Profile
Circumstantial details about the mortgage offer insight to aid your investment decisions.
A platform like no other.
Details are provided with each mortgage to help your selection.
The high-yield mortgages available on our investment platform are fully funded and vetted, and each one comes with important info, as explained above.
No personal or identifying details are given — just what you need to help you make an informed investment decision.* It's important to consider the mortgage details in light of your risk tolerance and financial goals.
You can look through our list above, but to select mortgages for investment, please set up or log into your Investor Account.
How do we determine the 'Grade' for each mortgage offered for investment?
We assign grades (A, B and C; there are no D's) to each mortgage as a general guide for comparison. We use the following weighted factors:
- Weighted Loan to Value (LTV) – 20%
- Mortgage charge position (first, second, third, or blanket) – 20%
- Property's location – 20%
- Quality of the property – 15%
- Borrower's beacon score – 15%
- Nature of the borrower's income – 5%
- Property usage (owner-occupied, rental, or second home) – 5%
Grade A (least risk): >70
Grade B: 60-70
Grade C: 50-60
Learn more about our platform House Rules.
Want to get started? Please get in touch with a Mortgage Investment Advisor for more information.
Start earning passive income today.
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