Owner Profile
Term - 3 month renewal. Payments - Payments are made throughout the term. Position - 2nd Position. Exit -Renewed for three months to allow borrower time to sell.
CHOOSE FROM FULLY FUNDED, HIGH-YIELD MORTGAGES
Mortgages
Mortgages Available for Investment
Grade
Rate
Term Left
Property Use
Location
Available
Location
Whitby,
Ontario
Security
second
Property Use
Owner occupied
Weighted LTV
38.13%
Credit Score
682
Morcado ID
XLBR-KX4U-AH4D
Rate
7.24%
Property Type
Detached
Renewal Date
September 12, 2025
Amount Available
$16,861.89
of $88,000.00
Location
Windsor,
Ontario
Security
first
Property Use
Owner occupied
Weighted LTV
28.35%
Credit Score
699
Morcado ID
M49S-TRS8-XX36
Rate
6.99%
Property Type
Detached
Renewal Date
May 20, 2026
Amount Available
Sold Out
Owner Profile
Term - 12 months. Payments - prepaid for the term of the loan. Position - 1st Position. Exit - Borrower will be looking to refinance by the end of the term.
Location
Etobicoke,
Ontario
Security
first
Property Use
Owner occupied
Weighted LTV
54.44%
Credit Score
780
Morcado ID
XJED-J5QX-YBNX
Rate
6.99%
Property Type
Detached
Renewal Date
May 22, 2026
Amount Available
$1,129,772.97
of $1,350,000.00
Owner Profile
Term - 12 months. Payments - prepaid for the term of the loan. Position - Blanket mortgage, 1st Position on both properties. Exit - Borrower will be selling the existing property to payout the mortgage by the end of the term.
Location
Edmonton ,
Alberta
Security
second
Property Use
Owner occupied
Weighted LTV
53.29%
Credit Score
837
Morcado ID
G9N2-YT5Q-78QJ
Rate
7.49%
Property Type
Detached
Renewal Date
September 4, 2025
Amount Available
Sold Out
Owner Profile
Term - 3 months. Payments - Payments to be made throughout the term of the loan. Position - 2nd Position. Exit - Refinancing at the end of term when the income increases to qualify with an A lender.
Location
Calgary ,
Alberta
Security
first
Property Use
rental
Weighted LTV
80.00%
Credit Score
773
Morcado ID
ACX9-R58U-QT6Z
Rate
7.99%
Property Type
Detached
Renewal Date
August 24, 2025
Amount Available
Sold Out
Owner Profile
Term - 6 months. Payments - payments to be made throughout the term of the loan. Position - 1st Position. Exit - Borrower plans to refinance to pay this loan off by the end of the term.
Location
Woodstock,
Ontario
Security
first
Property Use
Owner occupied
Weighted LTV
66.33%
Credit Score
744
Morcado ID
YDFD-E5F9-LPEJ
Rate
7.49%
Property Type
Detached
Renewal Date
December 1, 2025
Amount Available
$152,213.56
of $487,500.00
Owner Profile
Term - 6 months. Payments - payments to be made throughout the term of the loan. Position - 1st Position. Exit - Borrower will be selling the property to payout the mortgage by the end of the term.
Location
Sylvan Lake ,
Alberta
Security
first
Property Use
Owner occupied
Weighted LTV
48.57%
Credit Score
841
Morcado ID
JLY2-NY4S-XR8B
Rate
6.99%
Property Type
Detached
Renewal Date
December 4, 2025
Amount Available
$96,538.69
of $170,000.00
Owner Profile
Term - 6 months. Payments - payments to be made throughout the term of the loan. Position - 1st Position. Exit - Borrower will be looking to refinance by the end of the term.
Location
King City,
Ontario
Security
first
Property Use
Owner occupied
Weighted LTV
69.57%
Credit Score
894
Morcado ID
7M2H-ZYJL-TW7N
Rate
9.24%
Property Type
Detached
Renewal Date
July 19, 2025
Amount Available
Sold Out
Owner Profile
Renewal Term - 3 months. Payments - payments to be made throughout term of the loan. Position - 1st Position. Exit - Borrower required a 3-month renewal to allow time to complete minor upgrades and finalize the refinance.
Location
Morrinville ,
Alberta
Security
first
Property Use
Owner occupied
Weighted LTV
70.00%
Credit Score
757
Morcado ID
HA95-HWM7-754D
Rate
6.99%
Property Type
Detached
Renewal Date
January 28, 2026
Amount Available
$76,223.76
of $276,500.00
Owner Profile
Term - 9 months. Payments - prepaid for the term of the loan. Position - 1st Position. Exit - Borrower will be looking to refinance out of this loan.
Location
Medicine Hat ,
Alberta
Security
first
Property Use
Owner occupied
Weighted LTV
67.80%
Credit Score
736
Morcado ID
36VE-SJFJ-CRG3
Rate
7.99%
Property Type
Detached
Renewal Date
September 1, 2025
Amount Available
Sold Out
Owner Profile
Term - 6 months. Payments - held back payments for the term of the loan. Position - 1st Position. Exit - The borrower plans to sell the previous owner-occupied property in order to pay off this loan.
Location
Kanata,
Ontario
Security
second
Property Use
Owner occupied
Weighted LTV
61.52%
Credit Score
628
Morcado ID
E8RH-JHSG-4WX8
Rate
7.99%
Property Type
Detached
Renewal Date
May 7, 2026
Amount Available
$188,939.85
of $350,000.00
Owner Profile
Term - 12 months. Payments - prepaid for the term of the loan. Position - 2nd Position. Exit - The borrower will be selling another property to repay this mortgage
Location
Gloucester,
Ontario
Security
second
Property Use
Owner occupied
Weighted LTV
72.49%
Credit Score
653
Morcado ID
ADVA-W5N3-X5FZ
Rate
8.24%
Property Type
Row
Renewal Date
May 27, 2026
Amount Available
Sold Out
Owner Profile
Term - 12 months. Payments - payments to be made throughout the term of the loan. Position - 2nd Position. Exit - Borrower will be looking to refinance by the end of the term.
Location
Bedford,
Nova Scotia
Security
first
Property Use
Owner occupied
Weighted LTV
75.00%
Credit Score
633
Morcado ID
2S5J-ZD56-3EN3
Rate
8.99%
Property Type
Detached
Renewal Date
November 14, 2025
Amount Available
Sold Out
Owner Profile
Term - 6 months. Payments - prepaid for the term of the loan. Position - 1st Position. Exit - Borrower will be looking to refinance by the end of the term.
Please note: The curated Morcado inventory list above changes frequently, and mortgages can sell out quickly. We always have mortgages in the pipeline. Have questions? Contact your Mortgage Investment Advisor today.
Overall Grade
Assigned by Morcado after vetting important factors. A comes with lower risk, C is higher.
Interest Rate
The rate shown is the 'net' rate you get for the duration of the mortgage.
LTV
The loan-to-value ratio of the property. The lower the LTV, the lower the potential risk.
Term Left
The time left before the mortgage contract ends — and when your investment will either be paid out or renewed.
Property Use
Owner-occupied is lower risk; other usually refers to a second or vacation home.
Property Location
The city and neighbourhood help assess the potential desirability of the area for holding value.
Amount Available
The amount reduces as more clients invest in a mortgage. There may be pending requests ahead in the queue.
Security Position
Repayment order of mortgages in a foreclosure. 'Blanket' refers to multiple properties used as collateral.
Credit Score
A lower borrower credit score increases risk but generally comes with a higher return rate.
Owner Profile
Circumstantial details about the mortgage offer insight to aid your investment decisions.
A platform like no other.
Details are provided with each mortgage to help your selection.
The high-yield mortgages available on our investment platform are fully funded and vetted, and each one comes with important info, as explained above.
No personal or identifying details are given — just what you need to help you make an informed investment decision.* It's important to consider the mortgage details in light of your risk tolerance and financial goals.
You can look through our list above, but to select mortgages for investment, please set up or log into your Investor Account.
How do we determine the 'Grade' for each mortgage offered for investment?
We assign grades (A, B and C; there are no D's) to each mortgage as a general guide for comparison. We use the following weighted factors:
- Weighted Loan to Value (LTV) – 20%
- Mortgage charge position (first, second, third, or blanket) – 20%
- Property's location – 20%
- Quality of the property – 15%
- Borrower's beacon score – 15%
- Nature of the borrower's income – 5%
- Property usage (owner-occupied, rental, or second home) – 5%
Grade A (least risk): >70
Grade B: 60-70
Grade C: 50-60
Learn more about our platform House Rules.
Want to get started? Please get in touch with a Mortgage Investment Advisor for more information.
Start earning passive income today.
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